Navigating dental insurance can feel overwhelming, but understanding your benefits shouldn’t prevent you from receiving the quality care you deserve. Many patients worry about coverage limitations or whether their insurance will be accepted, creating barriers to essential dental treatment.
At Sopris Smiles, we believe your oral health decisions should be based on what’s best for your smile, not what’s dictated by insurance policies. Our team works with you to maximize your insurance benefits while ensuring you receive comprehensive, personalized care from our finance options that support your overall health and wellness.
We proudly accept most major insurance plans and work with both in-network and out-of-network providers to ensure you can access quality dental care. Our approach is simple: we accept your insurance benefits regardless of network status. Whether you’re in-network or out-of-network with your current plan, our knowledgeable team applies your benefits to help reduce your out-of-pocket costs.
Our office works with a wide variety of insurance providers, including major carriers that offer excellent coverage for our patients. We have particularly positive relationships with several insurance networks, including Carrington dental plans, United Healthcare options, and Delta Premier policies. These partnerships often provide our patients with enhanced benefits and more predictable coverage for both routine and advanced dental procedures.
Understanding your insurance coverage shouldn’t require an advanced degree in healthcare administration. Our experienced team takes the complexity out of insurance processing by handling the details for you. We verify your benefits before your appointment, submit claims on your behalf, and work directly with your insurance company to maximize your coverage.
We believe in transparency throughout the insurance process. Before beginning any treatment, we provide clear explanations of your coverage, estimated out-of-pocket costs, and available payment options. This approach ensures you can make informed decisions about your dental care without unexpected financial surprises.
Our commitment extends beyond simply accepting your insurance. We actively advocate for you with insurance companies, providing detailed documentation and clinical justification for recommended treatments. This thorough approach often results in better coverage outcomes for our patients, particularly for preventive care and necessary restorative procedures.
Most dental insurance plans operate on a similar structure, though specific benefits vary by provider and plan level. Preventive services like routine cleanings, examinations, and fluoride treatments are often covered at 100%, encouraging patients to maintain regular care that prevents more serious issues.
Basic restorative procedures, including fillings and simple extractions, typically receive coverage between 70-80% of the contracted fee. Major procedures like crowns, bridges, and root canal therapy usually fall under 50% coverage, though this varies significantly between plans. Understanding these general categories helps you budget for care and plan treatment timing strategically.
Many insurance plans include annual maximums, which represent the total amount your insurance will pay toward dental care in a given year. These maximums typically range from $1,000 to $3,000 annually. Our team helps you optimize these benefits by coordinating treatment timing and prioritizing procedures that provide the greatest health impact within your coverage limits.
While insurance coverage is important, we never let policy limitations dictate your treatment recommendations. Our comprehensive exams focus on your overall oral health needs, identifying issues early when treatment is less complex and often more affordable.
We present treatment options based on clinical necessity and your personal health goals, then work together to create a financial plan that fits your situation. This might include utilizing insurance benefits, exploring our in-house membership plans, or arranging flexible payment options through our trusted financing partners.
For treatments under $1,000, we typically arrange simple payment plans split into two or three installments to make care more manageable. For larger treatment plans exceeding $1,000, we partner with Cherry Finance to provide promotional financing options with no interest periods, often extending up to 12 months for qualifying procedures. This financing solution has proven particularly valuable for orthodontic cases, clear aligner treatments ranging from $4,000 to $6,000, and comprehensive smile makeovers where insurance coverage may be limited.
Dental insurance benefits typically renew each calendar year, making strategic treatment planning valuable for maximizing your coverage. Our team tracks your annual usage and helps coordinate care to optimize your benefits throughout the year. We often recommend scheduling routine preventive care early in the year, leaving room for any unexpected treatment needs.
Understanding your specific plan details makes a significant difference in your experience. We encourage patients to review their benefits summary or contact their insurance company to understand deductibles, copayments, and coverage percentages. Our office staff is always available to help interpret this information and explain how it applies to recommended treatments.
Some patients benefit from spreading major treatment across two benefit years to maximize coverage. For example, beginning a treatment sequence in late fall and completing it after the new year can effectively double your annual maximum benefits for comprehensive care.
We understand that even with excellent insurance coverage, some treatments may require additional financial planning. Our flexible approach combines insurance benefits with practical payment solutions to eliminate financial barriers to necessary care. For smaller procedures, we offer convenient payment splits that allow you to manage costs without interest or financing fees.
Cherry Finance has consistently provided our patients with excellent approval rates and flexible terms for larger investments in their oral health. With promotional periods offering no interest financing, many patients find they can pursue comprehensive treatment plans, orthodontic care, or cosmetic procedures with manageable monthly payments that fit their budget alongside their insurance benefits.
At Sopris Smiles, Dr. Golnaz Samimifar and our dedicated team combine advanced dental technology with personalized care that goes far beyond insurance-driven treatment. We focus on building long-term relationships with patients who value comprehensive oral health care and appreciate our detailed, gentle approach to dentistry.
Our commitment to community extends beyond our office walls, with Dr. Golnaz regularly participating in charitable initiatives like the Colorado Mission of Mercy and local community health events. This dedication to service reflects our core belief that quality dental care should be accessible to everyone. Ready to experience dentistry that prioritizes your health over insurance limitations? Contact our friendly team at (303) 761-2999 or schedule your consultation online to discover how we can help you achieve optimal oral health within your insurance benefits.
We’re conveniently located in Englewood, CO, serving both Englewood and Cherry Hills communities in the charming Marks complex. Our office offers free, dedicated parking in an abundant on-site lot, ensuring a stress-free arrival for every visit. Located just off Hampden Ave (US-285) with quick access to Broadway, Lincoln, I-25, and C-470, we’re perfectly positioned for easy access from all parts of the Denver metro area. Whether you’re driving or taking public transit, getting to your appointment has never been more convenient.
Sopris Smiles is thrilled to welcome the patients of Dr. Gregory Bevans
